Does Airbnb Count As Travel Costco Citi? [FAQs]


Have you ever wondered if booking an Airbnb counts as a travel purchase for Costco Citi cardholders? If so, you’re not alone. With the rising popularity of home-sharing platforms like Airbnb, it’s essential to understand how they fit into the travel rewards offered by credit card companies. In this article, we will dive deep into this question and provide you with all the information you need to know.


Yes, booking an Airbnb does count as a travel purchase for Costco Citi cardholders. This means that you can earn travel rewards, such as cashback or frequent flyer miles, when you use your Costco Citi card to pay for your Airbnb stay. This is great news for travelers who prefer the comfort and convenience of staying in a home rather than a hotel.

Reasons Why:

1. Flexibility:

  • Airbnb offers a wide range of accommodations to suit every traveler’s needs, from cozy apartments in the city to luxurious beachfront villas.
  • You have the flexibility to choose whether you want to book an entire home or just a private room, depending on your budget and preferences.
  • With the flexibility of Airbnb, you can find accommodations that cater to specific requirements, such as pet-friendly homes or homes with wheelchair accessibility.

2. Cost Savings:

  • Staying in an Airbnb can often be more cost-effective compared to traditional hotel accommodations, especially for longer stays or when traveling with a group of friends or family.
  • You can save on dining expenses by having access to a kitchen, allowing you to cook meals and avoid eating out for every meal.
  • Airbnb hosts sometimes offer discounted rates for longer stays, making it even more budget-friendly for travelers.

3. Unique Experiences:

  • Booking an Airbnb allows you to immerse yourself in the local culture and experience a destination from a different perspective.
  • You can stay in unique and one-of-a-kind accommodations, such as treehouses, yurts, or even converted castles.
  • Airbnb often provides recommendations from hosts on local attractions, hidden gems, and insider tips that you may not find in traditional travel guides.


1. Check for Partnerships:

  • Some credit card companies, including Costco Citi, have partnerships with Airbnb that offer additional benefits and rewards to cardholders. Make sure to check if your card has any special promotions.
  • Take advantage of any promotional codes or discounts that may be available for Airbnb bookings.
  • Consider using a travel rewards credit card specifically designed to maximize your rewards for travel purchases, including Airbnb.

2. Review the Terms and Conditions:

  • Read and understand the terms and conditions of your credit card to ensure that Airbnb bookings are eligible for travel rewards.
  • Contact your credit card provider directly or check their website for clarification if you have any doubts about earning rewards for Airbnb purchases.
  • Keep an eye out for any restrictions or limitations on the types of Airbnb bookings that qualify for travel rewards.

3. Optimize Your Rewards:

  • If earning travel rewards is a priority for you, consider using your Costco Citi card for other travel-related expenses, such as flights, car rentals, or dining, to maximize your rewards.
  • Pay attention to any bonus categories that offer increased rewards for specific types of purchases, such as travel or dining.
  • Create a strategy for redeeming your travel rewards, whether it’s for discounted future bookings or converting them into airline miles.

4. Communicate with Your Host:

  • Reach out to your Airbnb host before your stay to introduce yourself and ask any questions you may have about the property or the local area.
  • Hosts often appreciate proactive communication and may provide you with additional tips or recommendations to enhance your stay.
  • Building a good relationship with your host may also increase the chances of receiving positive reviews, which can benefit both parties in the future.

5. Consider Travel Insurance:

  • Although Airbnb offers its own Host Guarantee and Host Protection Insurance, it’s essential to consider purchasing additional travel insurance to protect yourself against unforeseen events or cancellations.
  • Check with your credit card provider to see if they offer any travel insurance coverage as part of their card benefits.
  • Review the coverage details carefully to ensure that it includes protection for Airbnb bookings.

How To:

1. Book an Airbnb with your Costco Citi card:

  • Go to the Airbnb website or app and search for your desired destination and travel dates.
  • Select the Airbnb listing that suits your preferences and budget.
  • Proceed to the booking page and enter your Costco Citi card details to pay for your reservation.

2. Understand your travel rewards:

  • Check your credit card statement or online account to track the travel rewards earned for your Airbnb purchase.
  • Review the redemption options available and choose the one that best fits your travel preferences.
  • Follow the instructions provided by your credit card provider to redeem your travel rewards.

3. Maintain good credit card habits:

  • Pay off your credit card balance in full and on time to avoid interest charges and maintain a good credit score.
  • Monitor your credit card statements regularly for any unauthorized charges or errors.
  • Be mindful of your credit utilization ratio, which is the percentage of your available credit that you’re currently using. Keeping it below 30% is generally recommended for maintaining a healthy credit score.

Frequently Asked Questions:

Q: Are all Airbnb bookings eligible for travel rewards?

A: In most cases, all Airbnb bookings paid for with your Costco Citi card should be eligible for travel rewards. However, it’s essential to review the terms and conditions of your specific credit card to ensure eligibility.

Q: Can I use my Costco Citi travel rewards to book an Airbnb stay?

A: Yes, you can typically redeem your Costco Citi travel rewards for Airbnb bookings. Check with your credit card provider for the specific redemption options available.

Q: How quickly will I receive my travel rewards for an Airbnb purchase?

A: The timeframe for receiving travel rewards for an Airbnb purchase may vary depending on the credit card provider. It’s best to check with your provider for more information on their reward processing timelines.

Q: Can I earn bonus rewards for Airbnb bookings with my Costco Citi card?

A: Some credit cards offer bonus rewards for specific spending categories, such as travel or dining. Check your Costco Citi card’s terms and conditions to see if Airbnb bookings qualify for any bonus rewards.

Q: Can I still earn travel rewards if I book an Airbnb through a third-party website?

A: It depends on the terms and conditions of your credit card. In some cases, bookings made through third-party websites may not qualify for travel rewards. It’s best to confirm with your credit card provider regarding their policies for third-party bookings.

Related Topics:

1. Travel Rewards Credit Cards:

Discover the top travel rewards credit cards that offer attractive benefits, such as sign-up bonuses, airline miles, and hotel rewards.

2. Maximizing Airbnb Experiences:

Learn how to make the most of your Airbnb stays by following expert tips on finding the perfect accommodations, interacting with hosts, and exploring local attractions.

3. Travel Insurance Options:

Explore the different types of travel insurance available and understand the importance of protecting yourself against unexpected events during your trips.

Now that you have all the information about booking an Airbnb with your Costco Citi card, it’s time to start planning your next adventure. Enjoy the benefits of staying in a unique home away from home while earning valuable travel rewards!

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